Buying a new home, whether it be in the Stephenville or Erath areas, can be an exciting time. From the pride that comes with owning property to decorating and updating a home, the process can also be overwhelming. Below are a few practical suggestions every new homeowner should consider.
Make sure to take time and rebuild your savings before upgrading and personalizing every aspect of your home. Though you may have moved in with old apartment furniture you might want to replace, it is more important to save money first rather than spend it all at once by redecorating your entire home.
Do not ignore any necessary repairs that may come up in terms of your new home. Every new homeowner must adjust to the fact that they will now be making their own repairs and although it is important to save money by not spending on nonessentials, necessary home repairs should be dealt with immediately.
If a home repair comes up that is out of your scope of expertise, make sure to hire a qualified professional. Do-it-yourself projects like painting a wall or building a shelf are perfectly acceptable, but rewiring your electric connection or fixing a bathroom fixture may require the help of a professional.
Make sure that you are up to date on what type of insurance you need to obtain. Most mortgage lenders require you to purchase homeowners insurance that will fully replace the entire property in a case of complete loss. Additionally, you will need life insurance with anyone you share your home with or relies on your income to survive in order to make sure that they do not lose the house if you are to die unexpectedly. Likewise, you will also want to obtain disability income insurance in order to replace your income if you cannot work due to a disability.
If you’d like to know more about Stephenvile and Erath area homes, please contact us with all your questions.
“Jamie Stockstill held my hand through the entire process. Being a first time home buyer I had a million questions but she was always there, no matter what time of day, to answer my calls or texts. I always felt like she was working for my best interest. I will recommend her to anyone I come across looking to buy or sell.”
“Terry Childers was extremely helpful, reliable, friendly, and knowledgeable. We had some bad luck while house hunting but Terry was persistent and never let up. He went above and beyond to make sure we were satisfied. If we ever sell or buy again Terry is our only choice.”
“Desiree Bridges went above and beyond to help us first time home buyers go through the, at times stressful, process. She constantly followed up on items and helped us stay on track, along with the bank and seller. Throughout the entire process she was professional, knowledgeable, and trustworthy. She took our complete lack of real estate knowledge in stride and answered every question. We never had to worry that something was slipping through the cracks on her end. And now we are satisfied home owners. Highly recommend and if I were gonna to buy another one I’d go with Miss Desiree again at Hayden Real Estate!!”
“Cindy Carrell is an amazing realtor! Cindy did an excellent job marketing our home & successfully helping it to sell for exactly what we wanted and in under 60 days. Cindy is professional and a pleasure to work with. She is prompt to answer questions and to help resolve those situations that arise while selling and buying a home. Cindy also helped us find our forever home within a week of listing our house. If you are looking for a realtor Cindy is an excellent choice!”
Cindy Carrell is an amazing realtor!
“Eric & Jamie Hayden were great to work with. They are very responsive and know the area well. They have a great team around them that made the process of selling very easy. We were out of state during the sale and they went above and beyond to assist in coordinating with us. Definitely recommend!”